Health Reimbursement Account

What is an HRA?

A Healthcare Reimbursement Arrangement (HRA) is an IRS-approved health benefit plan that reimburses you for insurance premiums and out-of-pocket medical expenses.

Employers provide 100% of employees’ HRA funding, although not all employers offer HRAs.

Pre-tax Contributions

HRAs are employer-funded pre-tax contributions you can use to pay for eligible medical expenses.

Arrangement vs Account

Since your employer makes 100% of the contributions for your HRA, they retain ownership of the account. This is why HRAs are commonly called “arrangements” versus “accounts.”

Plans May Vary

Your employer will decide on several different aspects of your HRA plan — such as rollovers, qualifying purchases, and more.

Tax-free Funding

You are not responsible for paying any taxes on your HRA dollars.